:root {
  color-scheme: light;
  --navy: #0b3769;
  --navy-dark: #08284d;
  --red: #db2637;
  --ink: #14243a;
  --muted: #596a7e;
  --line: #d8e1ec;
  --surface: #f3f7fb;
  --white: #fff;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; color: var(--ink); background: var(--white); line-height: 1.55; }
a { color: inherit; }
.container { width: min(1120px, calc(100% - 40px)); margin-inline: auto; }
.announcement { background: var(--navy-dark); color: var(--white); font-size: .9rem; }
.announcement-inner { display: flex; justify-content: space-between; gap: 24px; padding-block: 9px; }
.announcement strong { color: #ffccd1; }

.site-header { background: var(--white); border-bottom: 1px solid var(--line); }
.header-inner { min-height: 94px; display: flex; align-items: center; justify-content: space-between; gap: 30px; }
.brand { display: inline-flex; align-items: center; gap: 12px; min-width: 290px; text-decoration: none; }
.brand img { width: 66px; height: 66px; object-fit: contain; border-radius: 14px; }
.brand span { display: flex; flex-direction: column; line-height: 1.12; }
.brand strong { color: var(--navy); font-size: 1.15rem; letter-spacing: .06em; }
.brand small { color: var(--red); font-weight: 800; font-size: .67rem; letter-spacing: .05em; }
.brand em { color: var(--navy); font-size: .58rem; font-style: normal; letter-spacing: .08em; margin-top: 4px; }
nav { display: flex; flex-wrap: wrap; justify-content: flex-end; gap: 8px 18px; }
nav a { color: var(--navy); font-size: .91rem; font-weight: 700; text-decoration: none; padding-block: 8px; border-bottom: 2px solid transparent; }
nav a:hover, nav a:focus-visible, nav a[aria-current="page"] { color: var(--red); border-color: var(--red); }

.hero { position: relative; overflow: hidden; background: linear-gradient(120deg, rgba(6, 34, 67, .98), rgba(13, 62, 111, .9)); color: var(--white); }
.hero::after { content: ""; position: absolute; inset: -120px -10% auto 55%; width: 520px; height: 520px; border: 90px solid rgba(255, 255, 255, .05); border-radius: 50%; }
.hero-content { position: relative; z-index: 1; padding-block: clamp(60px, 9vw, 105px); }
.eyebrow { margin: 0 0 12px; text-transform: uppercase; letter-spacing: .15em; font-size: .76rem; font-weight: 900; color: #ffbcc3; }
.eyebrow.navy { color: var(--red); }
h1, h2 { margin: 0; line-height: 1.12; }
h1 { max-width: 720px; font-size: clamp(2.25rem, 6vw, 4.2rem); }
h2 { color: var(--navy); font-size: clamp(1.75rem, 4vw, 2.7rem); }
.hero p:last-child { max-width: 720px; margin: 20px 0 0; color: #e4edf7; font-size: clamp(1rem, 2vw, 1.18rem); }

.quote-section { padding-block: clamp(55px, 8vw, 95px); background: var(--surface); }
.quote-grid { display: grid; grid-template-columns: minmax(0, 1fr) minmax(360px, .82fr); gap: clamp(36px, 7vw, 88px); align-items: start; }
.quote-copy > p:not(.eyebrow) { color: var(--muted); margin: 20px 0; }
.quote-copy ul { display: grid; gap: 12px; padding: 0; margin: 24px 0; list-style: none; }
.quote-copy li { position: relative; padding-left: 30px; }
.quote-copy li::before { content: "✓"; position: absolute; left: 0; top: 0; color: var(--red); font-weight: 900; }
.privacy-note { margin-top: 28px; padding: 20px 22px; border-left: 4px solid var(--red); border-radius: 0 12px 12px 0; background: var(--white); box-shadow: 0 10px 30px rgba(12, 49, 88, .08); }
.privacy-note strong { color: var(--navy); }
.privacy-note p { margin: 5px 0 0; color: var(--muted); }

.quote-card { display: grid; gap: 10px; padding: clamp(25px, 5vw, 38px); background: var(--white); border: 1px solid var(--line); border-radius: 20px; box-shadow: 0 18px 48px rgba(11, 55, 105, .12); }
.quote-card label { margin-top: 7px; color: var(--navy-dark); font-size: .91rem; font-weight: 800; }
.quote-card select, .quote-card input { width: 100%; min-height: 52px; border: 1px solid #b9c8da; border-radius: 10px; background: var(--white); color: var(--ink); font: inherit; padding: 12px 14px; }
.quote-card select:focus, .quote-card input:focus { outline: 3px solid rgba(11, 55, 105, .18); border-color: var(--navy); }
.quote-card select:disabled { color: var(--muted); background: #edf2f7; cursor: wait; }
.quote-card button { min-height: 54px; margin-top: 8px; border: 0; border-radius: 10px; background: var(--navy); color: var(--white); font: inherit; font-weight: 850; cursor: pointer; box-shadow: 0 8px 20px rgba(11, 55, 105, .22); }
.quote-card button:hover:not(:disabled), .quote-card button:focus-visible:not(:disabled) { background: var(--red); }
.quote-card button:disabled { opacity: .55; cursor: not-allowed; box-shadow: none; }
.status { min-height: 24px; margin: 4px 0 0; color: var(--muted); font-size: .88rem; }
.status.error, .error { color: #a31222; }
.quote-result { min-height: 58px; margin: 2px 0; padding: 14px 16px; border: 1px solid #c6d6e8; border-radius: 10px; background: #edf5ff; color: var(--navy-dark); font-size: 1.02rem; font-weight: 850; }
.quote-result:empty { display: none; }
.direct-link { justify-self: center; margin-top: 6px; color: var(--navy); font-size: .9rem; font-weight: 750; text-align: center; }

footer { background: var(--navy-dark); color: #d9e5f1; padding-block: 44px 20px; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 35px; }
.footer-grid > div { display: flex; flex-direction: column; align-items: flex-start; gap: 7px; }
.footer-grid strong { color: var(--white); }
.footer-grid p { margin: 0; }
.footer-grid a { color: #d9e5f1; text-decoration: none; }
.footer-grid a:hover { color: var(--white); text-decoration: underline; }
.footer-bottom { margin-top: 34px; padding-top: 18px; border-top: 1px solid rgba(255, 255, 255, .14); font-size: .86rem; }

@media (max-width: 900px) {
  .header-inner { align-items: flex-start; flex-direction: column; padding-block: 16px; }
  nav { justify-content: flex-start; }
  .quote-grid { grid-template-columns: 1fr; }
}

@media (max-width: 620px) {
  .container { width: min(100% - 28px, 1120px); }
  .announcement-inner { align-items: flex-start; flex-direction: column; gap: 2px; }
  .brand { min-width: 0; }
  .brand img { width: 56px; height: 56px; }
  nav { gap: 3px 15px; }
  .footer-grid { grid-template-columns: 1fr; }
  .quote-card { border-radius: 14px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
}